Turn your money into more money with our 4.50% APY

When every penny counts, make your money go farther. Put what you can in a high-yield savings account and we’ll help that money grow. Earn well over the national savings rate average.

Open an account

Build up your tax refund with our $50,000 Fast Tax Payout

You could add more to your savings when you direct deposit your tax refund to your Maizelii Bank account and get automatically entered for a chance to win $500.

Save more of your money for what really matters

No monthly fees with eligible direct deposit, otherwise $5 per month

No ATM fees in our free nationwide ATM network

No fees or minimum balance required to open an account online

We believe surprises should be for good things, not bank fees

So, here’s a straightforward list of fees.

Features

Simple fees

Open an account: Online

Free

Open an account: Purchase a card at a retail store

One-time purchase price of up to $2.95. Initial deposit of $20-$500 required

Monthly fee

$0 whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period, otherwise $5 per month

Direct deposit

Cash deposit

Up to $4.95 retail service fee

Transfer money from a linked bank account

Transfer money from a linked debit card

3% of the amount transferred (min of $2.00) added to transfer amount

Cash a check with the app

1% or 5% of check amount for money in minutes, depending on check type ($5 minimum fee per check); $0 for money in 10 days

In-network ATM withdrawal or balance inquiry

Out-of-network ATM withdrawal

$3 per transaction

Out-of-network ATM balance inquiry

$0.50 per transaction

Teller cash withdrawal

$3 per transaction

Funding transaction fee

1.5% of the amount transferred, rounded to the nearest cent, up to a maximum of $10 per transfer. This fee is charged when you fund an external account from your Maizelii Bank account.

Overdraft protection fee

$15 fee may apply for each purchase transaction not repaid within 24hrs of authorization of first transaction that overdraws account.

Replacement card (for lost, stolen or damaged card)

Expedited delivery of replacement debit or secured credit card

$24.95

Foreign transaction fee

3% of total transaction amount

In order for both the referred individual and the referring Maizelii Bank accountholder to each qualify for and receive the $50 referral reward, the following conditions must be met: The referred individual may not have previously opened a Maizelii Bank Deposit Account ("Account"); they must open a new Account between May 20, 2021 and June 30, 2023; they must open the new account using the referring Maizelii Bank accountholder's unique referral (share) link directly or as shared through email or social post; and they must receive in the new Account a qualifying direct deposit of $200 or more within 45 days of account opening. The qualifying direct deposit must be made by the referred individual's employer, payroll provider, government benefits, or unemployment benefits payor by Automated Clearing House (ACH) deposit. Bank ACH transfers, debit card transfers, verification or trial deposits from financial institutions, tax refund deposits, mobile check cashing, and cash deposits are not qualifying deposit activities. Referring Maizelii Bank accountholder and referred individual Maizelii Bank accounts must both be in good standing to be eligible for and receive a reward. The reward is paid to each party within 48 hours after qualifying funds are first deposited into the referred individual's new Account. New and referring Maizelii Bank accountholders may earn no more than $1,500 in referral rewards per calendar year (January 1 - December 31). Referred individual acknowledges that payment of the reward will result in the referring Maizelii Bank accountholder's knowledge of the individual's new Account. Maizelii Bank reserves the right to cancel or modify the terms of the referral reward offer or terminate the member's eligibility at any time with or without prior notice. All referral rewards will be reported on form 1099-INT to the IRS.

* When on a desktop, hover over * to view important disclosures. When on a mobile device, click on * to view disclosures.

Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features. See Maizelii Bank Deposit Account Agreement (PDF) and Maizelii Bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions.

Cards issued by Maizelii Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.

Maizelii Bank is Green Dot's flagship mobile bank account. Green Dot has been named one of Newsweek’s Most Trustworthy Companies in America for 2023 and has serviced more than 67 million accounts over the last 23 years.

Maizelii Bank also operates under the following registered trade names: Green Dot Bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits.

All third-party names and logos are trademarks of their respective owners. These owners are not affiliated with Maizelii Bank and have not sponsored or endorsed Maizelii Bank products or services.

Neither Maizelii Bank, Green Dot Corporation, Visa U.S.A. nor any of their respective affiliates are responsible for the products or services provided by Ingo Money, Q2 Software, Plaid, Atomic or any eGift Card merchants. Partner terms and conditions apply.

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.