we're your go-to everyday banking

Stay covered up to $200 on
overdrafts and build credit
with no annual fee

Activate your card

Member fdic

we're your go-to for everyday banking

Stay covered up to $200 on

overdrafts and build credit

with no annual fee

Activate your card

Member fdic

  • No sneaky fees

  • Early paydays

  • Balance backup

  • Account protection

  • Credit building

Say no to monthly fees

Say yes to keeping more of your money with no hidden fees and no monthly fees after eligible direct deposit.** Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month. Otherwise, $5 per month.

Free ATMs here, there, everywhere

Withdraw cash for free at thousands of ATMs nationwide

piggy bank

Earn well over the national savings rate average

High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000

gift

Earn up to 7% instant cash back

when you buy eGift Cards from over 100 popular merchants in the app.

 

 

check deposit

Cash checks fast or for free

Just snap a pic with your phone and get your money in minutes for a fee, or 10 days for free.

store

Your cash deposit spot is nearby

Deposit cash with your card or the app at a nearby retailer, with 90,000+ locations nationwide.

This way to early payday

This way to early payday

Get your pay up to 2 days early** Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period.  The name and Social Security number on file with your employer or benefits provider must match your Maizelii Bank account to prevent fraud restrictions on the account.

Available only to Maizelii Bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply.

Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee Learn more (Overdraft Protection PDF).

Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt in. Initial and ongoing direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. Learn more (Overdraft Protection PDF).

Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise $5 per month.

Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Maizelii Bank account to prevent fraud restrictions on the account.

Previously authorized transactions and deposits/transfers to your account will function with a locked card.

Message and data rates may apply.

Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. For additional information about Annual Percentage Rates, fees and other costs, see the Maizelii Bank Secured Credit Cardholder Agreement and Security Agreement (PDF).

See app for free ATM locations. $3 for out-of-network withdrawals, plus any additional fees the ATM owner or bank may charge. Limits apply.

Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) as of October 2023. APY may change before or after you open an account. See Deposit Account Agreement (PDF) for terms and conditions. The average national savings account interest rate of 0.46% is determined by the FDIC as of 10/16/23. National rates are calculated based on a simple average of rates paid (uses annual percentage yield) by all insured depository institutions and branches for which data are available. Savings account rates are based on the $2,500 product tier of insured depository institutions for which data is available. Visit https://www.fdic.gov/regulations/resources/rates/ to learn more.

Activated, chip-enabled debit card required to purchase eGift Cards. Active Maizelii Bank account required to receive eGift Cards. eGift Card merchants subject to change. See Deposit Account Agreement (PDF) for details. 

Activated, chip-enabled debit card required to use Ingo Money check cashing service. Ingo Money is a service provided by First Century Bank, N.A. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms & Conditions and Privacy Policy. Limits apply. Approval usually takes 3 to 5 minutes but can take up to one hour. All checks are subject to approval for funding in Ingo Money's sole discretion. Fees apply for approved Money in Minutes transactions funded to your account. Unapproved checks will not be funded to your account. Ingo Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Your wireless carrier may charge a fee for data usage. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. See Deposit Account Agreement (PDF) for details. Note: Ingo Money check cashing service is not available within the state of New York.

Retail service fee and limits apply. See Deposit Account Agreement (PDF) for details

Monthly fee waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. Otherwise, $5 per month.

Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention methods. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Maizelii Bank to prevent fraud restrictions on the account.

Maizelii Bank Secured Visa Credit Card available only to Maizelii Bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies. Other fees apply. Annual Percentage Rate is 22.99% and is accurate as of 12/1/2022. For additional information about Annual Percentage Rates, fees and other costs, see the Maizelii Bank Secured Credit Cardholder Agreement and Security Agreement (PDF).